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Buy To Let Mortgages

Buy to Let Mortgages with the Mortgage Broker

Limited Company Buy to Let 

Following tax changes for those owning buy to let properties personally, limited company mortgages have become more popular almost overnight. There will be a gradual tapering down of mortgage interest relief for personally held buy to let mortgages starting in April 2017, until the full impact hits in 2020 when tax relief is proposed to be limited to basic rate tax only for mortgage interest payments on buy to let properties.
Fee Statement - GRD Financial Services Ltd charge a broker fee on application of £387: In addition GRD also receive commission from the provide.

Of course taking specialist tax advice is always necessary, but this is a serious route to consider when buying investment property nowadays given the changes. The company itself can be brand new and have little or no track record or trading history, in fact lenders much prefer this to a trading business as your assets are ring fenced away from the risk associated with a trading company. Click here  for GRD Ltd terms of business, initial Disclosure Document for Buy to Let business. 
Your property may be repossessed if you do not keep up repayments on your mortgage.

Buy To Let Properties

GRD provide a comprehensive range of mortgages for the Lancashire and North West area, as well as a wealth of information and acquired knowledge due to living and working in the area for many years. GRD source a wide range of mortgages on your behalf and will find you available deals to suit your financial circumstances. We are a dedicated team of professionals, who are here to make your plans happen promptly and easily. GRD can accommodate all your needs, including the provision of flexible meeting times to suit your busy lifestyle. GRD can accommodate clients from first time buyers to more bespoke services with private clients, and will guide you throughout the mortgage process.  Fee Statement - GRD charge a broker fee on application of £387.  In addition we will also receive commission from the provider, click here for our initial disclosure document, terms and conditions of mortgages.  Your property may be repossessed if you do not keep up repayments on your mortgage.New Paragraph

Investment Buy to Let 

GRD understands that every penny counts in property investment, so you should be chatting to a buy to let mortgage broker who has all the right mortgage deals at their fingertips. Right? Well yes, but here's the secret - all whole of market brokers can usually access the same lenders as each other! It's the experience that we have which means we know exactly where to go to find you the best deal, at the right price.  

Yes brokers in general will have access to some exclusive and semi-exclusive deals as we do, but compared to the whole market, they are a small percentage of the whole pie. We don't try to put square pegs in round holes, but if we can get a policy exception, it's agreed upfront.  Read More 



Consumer Buy to Let 

Let to Buy - Keep Your Home as an Investment and Move on Up, Let to buy is a very useful mortgage product in certain scenarios. It’s been around for a long time, but has become more popular over the last few years. Why might I use a 'let to buy' mortgage?  Click here for terms of business.
Let’s say you've found a new home and you want to buy it but your own home hasn't yet sold. You’ve found the dream place and you want to move and at one time you’d have been stuck until you found a buyer for your old place. Another possible example might be that you just wish to hold on to your current home as an investment property and would prefer not to part with it.
Your property may be repossessed if you do not keep up repayments on your mortgage.
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