GRD Financial Services Ltd is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages and non-investment insurance advice only.
Policies and Disclaimers you can download
Initial Disclosure Document- advises the perspective client of who we are, rules and regulations we abide by, and complaints procedure.
Fact Find - for completion by the client, upon requesting the services of GRD financial services Ltd.
Data Protection Information
GRD are registered under the Data Protection Act 1998 and any information you supply will be treated in accordance with that Act.
You can obtain further information about data protection laws by visiting the Information Commissioner's website at www.ico.gov.uk.
Information gathered and its use
GRD receive and store any information you enter on our website, or give us in any other way, for example during a meeting. We use your contact details to communicate with you, we may also use your information to send you news about our products and services or those of other carefully selected companies which we think may be of interest to you.
We may contact you by post, email, telephone or fax for these purposes. If you do not want to receive such communication you can opt-out during registration, by emailing us at firstname.lastname@example.org or by following the unsubscribe instructions on the email. Please note that there may be instances where it may be necessary for us to communicate with you, in any event, for administrative or operational reasons relating to our service.
Any changes to this Policy will be shown here, and we recommend that you check this Policy again from time to time.
Place of processing
Personal information held by the practice is held on and processed by computers situated in the United Kingdom.
GRD have security measures in place to protect our customer database and access to this database is restricted internally. However, it remains your responsibility: - to protect against unauthorised access to your log in details; - if you open more than one browser of the same type whilst using the website, to remember to close down all browser windows when you finish. - if you share a computer with someone else or use a public Internet access then we advise you to delete the browsing history and log off the computer. This will help ensure any personal information stored temporarily in the computer's memory is lost.
Disclosure for legal and regulatory reasons
We reserve the right to communicate such personal information as we hold to third parties which seek the disclosure of it, if we are requested to do so by law or by a regulatory authority.
Links to third party sites
The GRD site contains links to other sites. We are not responsible for the privacy practices, or the content of those websites. You should read the privacy policies of every website that collects data.
Legal Information and Your Agreement
Access by you to our web-site is confirmation that you have understood and agreed to be bound by all of these terms and conditions.
This website is prepared and issued in the United Kingdom and is intended for the information of United Kingdom residents only.
This website is for information purposes only and its content is subject to change without notice.
Nothing on this website shall be deemed to constitute financial advice and in the event that you wish to have any such advice, please contact us.
Whilst we use all reasonable efforts to ensure that the information published on this website is accurate, current and complete at the date of publication, no representatives or warranties are made (express or implied) as to the accuracy, currency or completeness of such information.
We cannot accept responsibility (to the extent permitted by law) for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website or any other website to which it may be linked. We make no warranty that this website is free from errors, defects or viruses.
The entire contents of this website (except where applicable the crown copyright location maps) is our property and is subject to copyright with all rights reserved.
You may download or print individual sections of the web-site for personal use and information only provided that these properly indicate our copyright and other proprietary notices.
You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without our prior written consent.
There is no guarantee that any e-mail you send will be received by us or that the confidentiality of that e-mail will be maintained during internet transmission.
Any disputes arising from the use of this website shall at all times be governed by the laws of England and Wales and the parties shall submit to the exclusive jurisdiction of the English Courts.
International Transfers of Personal Information
As the internet can be assessed worldwide, if you are visiting the site from outside the UK, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.
This website is intended for people over 18 years of age who are resident in the UK only. The website
and the information contained therein should not be regarded as an offer or solicitation to conduct
business in any jurisdiction other than the UK. These pages provide generic information about various
aspects of financial services advice that we provide. We hope they are helpful to you but they do not on
their own add up to recommendations and we cannot take responsibility for anything you do in reliance on
them without further discussion with us. Please do not make a decision based upon the information
contained within these pages alone. Contact us for further advice to enable you to make an informed
decision based upon your individual circumstances.